Looking for smart, low-effort ways to earn extra money online in 2025? Tired of hearing the same side hustle advice—Uber, surveys, dropshipping?
This guide reveals 13 underrated apps that are quietly paying users every month, with many running passively in the background.
These tools are perfect for anyone—from students to stay-at-home parents to 9–5 professionals—looking to earn more without adding stress.
✨ Passive Income Apps You Set and Forget
1. Pawns.app
Install, let it run, and get paid for sharing unused internet bandwidth.
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Pays via: PayPal, Bitcoin, gift cards
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Works in: US, UK, Canada, Global
2. Grass
Earn crypto for letting the Web3 network use your bandwidth.
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Pays via: Ethereum, USDC
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Works in: US, Canada
3. Nielsen Panel
Share anonymous browsing data and earn rewards.
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Pays via: Gift cards, points
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Works in: US, UK, Canada
4. MobileXpression
Install on your phone and earn passive rewards over time.
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Pays via: Gift cards
💰 Cashback & Discount Apps That Save Automatically
5. Dosh
Link your card, shop as usual, and get automatic cashback.
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Works in: US only
6. Capital One Shopping
Finds discounts and cashback deals while you shop online.
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Works in: US, Canada
7. Honeygain
Share data traffic and get paid passively.
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Pays via: PayPal, Bitcoin
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Works in: Global
💻 Micro-Task Apps That Pay Quickly
8. JumpTask
Complete microjobs and earn crypto.
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Pays via: JMPT tokens
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Works in: Global
9. Freecash
Offers, downloads, surveys—all fast paying.
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Pays via: PayPal, crypto, gift cards
10. Swagbucks Live
Join live trivia and earn rewards.
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Works in: US, UK, Canada
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Pays via: PayPal, gift cards
📈 Light Investing & Ownership Platforms
11. Arrived Homes
Own rental properties from just $100 and earn dividends.
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Works in: US only (global with VPN)
12. Fundrise
Invest in commercial and residential properties online.
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Minimum: $10
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Works in: US only
13. Going (Scott’s Cheap Flights)
Get flight deal alerts for major cities in your country.
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Works in: US, UK, Canada